Dr. Kalyan Shankar Ray

Subject Area – Finance & Economics Dr. Ray has been awarded Doctorate in Business Administration and Masters in Economics by Utkal University, and PG Diploma in Bank Management (PGDBM) by National Institute of Bank Management, Pune. He started his professional career by teaching Economics. He then joined banking and has 31 years of rich experience in bank operations and management. He also served as Director on the Boards of two Regional Rural Banks – Baitarani Gramya Bank in Odisha and Nimad Kshetriya Grameen Bank in Madhya Pradesh. His last industry assignment was as the Zonal Head of Bank of India in Madhya Pradesh. Prof. Ray had undertaken a research study at NIBM on the mechanism of the Lead Bank Scheme. He was also associated with NIBM in preparing the guidelines for Service Area Approach of Reserve Bank of India. He has several papers to his credit along with seven books. Prof. Ray has been awarded certificates in ‘Assertive Marketing’ by XLRI, Jamshedpur, in ‘Effective Management’ by JNIDB, Hyderabad, and in ‘Management of SSI’ by NIBM, Pune. He has attended many MDPs conducted by Bank of India and Bank of Baroda on different facets of banking and management like Credit Management, Risk Management & Profitability, Derivatives, Management of Rural Development, Forex Operations, Legal Aspects of Banking, Development of Supervisory Skills, Management of Human Resources, Leadership etc. Areas of interest – Development Banking, Credit Management, Legal Aspects of Banking, and Organisational Effectiveness Professional affiliation – All India Management Association, Indian Institute of Banking and Finance, All India Economic Association, International Development Economics Associates, National HRD Network, Indian Philosophical Congress, International Society for Philosophers, Indian Science Congress Association